1. Overview

1.1 Thank you for visiting https://aruvanvelmora-my.live/ (the “Website“).
1.2 Email contact: [email protected]
1.3 The Website offers general information about independent external trading platforms (the “Third-Party Platforms“) and their services (the “Services“). It does not itself provide financial advice, investment services or brokerage facilities.
1.4 These terms and conditions (the “Terms“) form a binding contract between you (“You“, “Your“ or “User“) and the Website operator. If any part is unacceptable, stop using the Website at once. Continuing to browse or access the Services confirms your acceptance of these Terms, which may be revised periodically.
1.5 These Terms include our Privacy statement. Accepting these Terms also means accepting the Privacy Policy.

2. Who May Use the Website

You may access the Website only where:

You are 18 years of age or older.
You can legally enter into these Terms and have the necessary authority.
The laws applying to you permit access to the Website and Services.

We do not represent that Website use is lawful everywhere and accept no responsibility for a user's unlawful access or use.

3. Areas with Access Restrictions

We may limit, suspend or block Website or Service access in jurisdictions we identify at our discretion as “Restricted Areas“. Such action may be necessary where offering the Services could create legal, regulatory or compliance exposure. If you live in or are visiting a Restricted Area, you accept that some or all Services may not be available.

4. Activities You Must Not Carry Out

When visiting or using the Website or Services, you agree not to:

Upload, publish or send unlawful material, copyright-infringing content, malware, viruses or other damaging code.
Delete, hide or alter copyright, trade mark or other legal notices displayed on the Website.
Reach or try to reach the Services by unauthorised methods instead of the official Website interface.
Interrupt or impair other users' experience, including by disabling, overloading or damaging the Website.
Run scripts, bots, scrapers or comparable automated tools to collect information or use the Services without written permission.
Add or attempt to add unauthorised monitoring technology, including spyware, web beacons or similar tools.
Embed, mirror or reproduce the Website, its design or its functions without authorisation.
Break applicable laws or regulations, or assist another person in doing so.
Alter, decompile, disassemble or reverse engineer the Website's code, software or supporting technology.

Where we reasonably believe prohibited conduct has occurred, we may suspend or end your access without advance notice, provide relevant details to authorities or other parties, and take any further steps needed to safeguard our rights and interests.

5. Ownership of Website Material

Website material, including written content, graphics, video, logos and trade marks, is protected by intellectual property law. Using the Website does not grant you ownership or other intellectual property rights.

Website access is limited to personal, non-commercial use.
Without our prior written approval, you must not copy, share, adapt, decompile or produce derivative material from any Website content.

6. Liability Limits

6.1 You use the Website and Services at your own risk. They are supplied on an “as is“ and “as available“ basis. To the fullest extent allowed by applicable law, we exclude express, implied, statutory and other warranties, including merchantability, suitability for a particular purpose, non-infringement, accuracy and completeness.
6.2 We do not promise that the Website or Services will be uninterrupted, secure, error-free or free of harmful code. In particular, we are not liable for: (a) information that is incomplete, inaccurate or no longer current; (b) transmission faults, delays or service interruptions; or (c) viruses, malware or other harmful software supplied by third parties.
6.3 You agree to protect and indemnify us from claims, losses or damage, whether direct or indirect, connected with your reliance on the Website or Services.
6.4 We will not be liable for indirect, incidental, exemplary, special, punitive or consequential loss, including loss of profit, income, reputation or data. If a competent court nevertheless finds us liable, our aggregate liability will not exceed one hundred (RM100) in total.
6.5 We are not liable for interruption, malfunction or damage resulting from events outside our reasonable control, such as internet or electricity outages, equipment failure or browser incompatibility.

7. Material from Other Parties

7.1 Advertisements, reviews and other material supplied by third parties may appear while you use the Services.
7.2 We do not control or approve such material, and it may contain errors or inaccuracies.
7.3 Check third-party information independently; you alone are responsible for decisions based on it.

8. External Links

8.1 The Website may display links or promotional references to external websites and software (“Links“). You follow them at your own risk, and we are not liable for loss connected with third-party content, products or services.
8.2 A Link does not indicate endorsement, sponsorship or a business partnership.
8.3 We have not assessed every linked resource and accept no responsibility for its content or operation.
8.4 Before using an external website, read its own terms, privacy notice and other applicable policies.

9. Other Provisions

9.1 At any time, and without prior notice or liability, we may add, change, pause or remove any part of the Services at our discretion.
9.2 We may update these Terms from time to time by publishing a replacement version showing a new “Revision“ date. Continuing to use the Website or Services after publication means you accept the revised Terms.
9.3 Messages, enquiries and other dealings with the Website do not establish a contractual, fiduciary or other relationship beyond the arrangements expressly stated in these Terms.
9.4 These Terms, the Privacy Policy and any other legal notices form the complete agreement between you and us concerning the Website and Services, replacing previous written or verbal agreements and understandings.
9.5 Choosing not to enforce a provision does not waive that provision or any other right.
9.6 If a provision is determined to be invalid, unlawful or unenforceable, it will be narrowed or removed only as far as necessary; all other provisions will continue to apply.
9.7 We may transfer, assign or delegate our rights and duties under these Terms without restriction. You may not transfer, assign or delegate your rights or duties without our prior written approval.

Website Terms and Conditions